Valid8 | IP

We deliver market leading client ID and data services including:

Multi-Bureau Credit Reports with creditor account numbers

Anti-Money Laundering (AML) checks with PEPs and Sanctions - KYC and ID verification

Affordability and proof of income & expenditure with client bank statements via Open Banking

Vehicle Look up for valuation/DVLA and Emissions information.

Services are available through simple client consent journeys via our online Portal or link via API into your CRM or client onboarding journey.

About US

Valid8 IP provides a range of client data services for commercial use at low cost. Our easy to integrate systems are ultra-secure with ISO27001, 2013 certification and PCI DSS 3.2.1compliance. We’re responsive to our customer requirements so contact us to discuss your business needs and we’ll advise on how our we can help you achieve significant cost savings and efficiencies.

Customer testimonial

“The Valid8 service provides low cost and easy access to client data for use across our business. Since implementation, we have seen significant efficiencies across client acquisition, advice provision, ongoing customer management and compliance.”

Michael Rutherford, Head of Business Improvement

McCambridge Duffy Insolvency Practitioners

Credit Reference Data

Our multi-bureau credit reports offer maximum creditor coverage to help you make informed decisions and avoid manually gathering client information.

With a simple client consent journey* you can access 6 years’ historical account activity, including:

Client creditors with account numbers

Payment history, including defaults

Address history, voters roll

Aliases and associations

Previous insolvency & CCJs

*Access to credit reports for permitted purposes only, we will discuss your use case and undertake a due diligence process as part of our onboarding journey.

AML

Our Anti-Money Laundering (AML) checks can be used for a variety of purposes. From ID validation to a robust client risk assessment, our checks can be tailored to meet your business requirements, in batch or on a case by case basis.

Valid8 a client name, address, and DOB across numerous data sources, including PEPs and Sanctions with a detailed PDF report or JSON information via API. We offer a 2-step verification process with the option for clients to provide additional ID information.

Open Banking

Use our Open Banking Service to obtain digital client bank statements. Simply send an email to your client with a link to authorise via their online banking. An Open Banking link is established and remains open for 3 months so you can refresh the data at any time.

Perfect for affordability checks, advice provision or proof of income & expenditure, the data is categorised into an income and expenditure friendly format.

Vehicle Check

With client consent and their vehicle registration we can provide you with instant access to DVLA vehicle information including MOT, tax details, VIN and vehicle valuation via PDF download or API..